TERMS OF SERVICE PROVISION (DELIVERY)

1. DESCRIPTION OF THE SERVICE

1.1. The service is digital access to the paid functionality of the “E-JS INVEST” mobile application (the Subscription), which includes (clauses 1.2 and 7.1 of the Offer):

• a course consisting of 20 (twenty) thematic modules;
• e-books and other materials on financial markets;
• an AI Assistant for questions on trading topics and the content of the course and books.

1.2. The service is informational and educational in nature. The Application is not a trading, brokerage or exchange platform and does not accept or hold the User’s funds for trading (clause 1.3 of the Offer).

1.3. Access is provided for a period of 30 (thirty) or 90 (ninety) calendar days, depending on the plan selected by the User (clause 8.3 of the Offer).

2. PAYMENT

2.1. The service is paid for on a prepayment (advance) basis, unless otherwise expressly indicated in the Application (clause 8.9 of the Offer).

2.2. The current price of the plans is indicated in the Application at the time of purchase (clause 8.1 of the Offer). Payment is made by bank cards through the internet-acquiring providers integrated into the Application (clauses 8.5–8.7 of the Offer).

2.3. Upon successful debiting of funds, the User is provided in the Application with an electronic receipt confirming the payment (clause 8.11 of the Offer).

3. METHOD AND TIME OF PROVISION

3.1. The service is provided exclusively electronically: access to the paid functionality is opened in the User’s Account in the Application immediately after successful payment.

3.2. No physical goods are supplied under the service, so there is no shipping and no delivery charge. The materials are available only in the “E-JS INVEST” mobile application installed on the User’s device (clause 5.1 of the Offer).

3.3. The User’s Account may be active on only one device at a time (clause 4.5 of the Offer).

3.4. If access has not been opened after a successful payment, the User should contact the Support Service. Such cases are handled in accordance with the Refund Policy published on this website.

4. EXPORT AND TERRITORIAL RESTRICTIONS

4.1. The service is available to Users worldwide, except for states, territories and persons (clause 13.2 of the Offer):

• in respect of which international sanctions apply (including those imposed by the UN Security Council, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) and the European Union);
• whose legislation expressly prohibits the dissemination of educational materials on trading in financial instruments and/or crypto-assets, or interaction with foreign brokers;
• in respect of which restrictions are provided for by the legislation of the Republic of Uzbekistan;
• in respect of which restrictions are provided for by the policy of the bank servicing the Licensor.

4.2. In particular, access is restricted for persons who are residents of and/or physically located in the territory of the Democratic People’s Republic of Korea, the Republic of Cuba and other jurisdictions included in the relevant sanctions lists.

4.3. The service is intended only for legally capable individuals who have reached 18 (eighteen) years of age (clause 13.1 of the Offer). The User warrants that their registration and use of the Application do not violate these restrictions or the legislation of their country of citizenship, residence or actual location (clause 13.3 of the Offer).

5. CONTACTS

5.1. Questions about access to the service are handled by the Support Service in the Application and at the contact details listed in the “Contacts” section of this website. Requests are reviewed within 10 (ten) calendar days of receipt (clause 17.4 of the Offer).